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Is Motorcycle Towing Covered By Insurance?

If you're a motorcycle enthusiast or a rider who heavily relies on their bike for daily commuting, you've probably wondered about the potential costs and hassles associated with towing your motorcycle in case of a breakdown or accident. That's where insurance comes into play. In this blog article, we'll explore whether motorcycle towing is covered by insurance and what you need to know about this crucial aspect of rider safety and convenience.

What you will learn in this Article:

  1. The basics of motorcycle insurance coverage

  2. Different types of motorcycle insurance policies

  3. Does standard auto insurance cover motorcycle towing?

Is motorcycle towing covered by insurance?

The Basics of Motorcycle Insurance Coverage

First things first, let's understand the fundamentals of motorcycle insurance. Just like auto insurance, motorcycle insurance is designed to provide financial protection in case of accidents, theft, or damage to your bike. However, the level of coverage can vary depending on the policy you choose.

Different Types of Motorcycle Insurance Policies

There are typically three main types of motorcycle insurance policies:

  1. Liability coverage: This type of insurance covers the costs of damage or injuries you cause to others in an accident. It doesn't cover your bike, so it won't help with towing expenses.

  2. Collision coverage: Collision coverage pays for damage to your motorcycle in case of an accident, but it still doesn't address towing expenses.

  3. Comprehensive coverage: Comprehensive coverage includes damage from incidents other than accidents, such as theft or vandalism. However, it also usually does not cover towing.

Is motorcycle towing covered by insurance?

Does Standard Auto Insurance Cover Motorcycle Towing?

Now, let's get to the heart of the matter. Does standard auto insurance cover motorcycle towing? Unfortunately, in most cases, the answer is no. Auto insurance policies are primarily designed for cars and trucks, and they typically do not extend the same coverage to motorcycles. This means that if your motorcycle breaks down on the road, you'll likely be responsible for the towing costs unless you have additional coverage.

That's where specialized motorcycle towing like TTN Roadside Assistance comes in. TTN Roadside Assistance offers peace of mind to riders by providing services like towing, battery jumpstarts, and flat tire assistance specifically tailored to motorcycles. Also providing you with additional information about what is motorcycle towing. It's a smart choice for any rider who wants to ensure they're covered in case of a breakdown.


In conclusion, it's crucial to understand that standard auto insurance usually does not cover motorcycle towing. To avoid unexpected expenses and the hassle of arranging towing services on your own, consider adding specialized coverage to your motorcycle insurance policy. Don't wait until you're stranded on the side of the road with a broken-down bike. Take action now to protect yourself and your beloved motorcycle. Whether you're a weekend warrior or a daily commuter, having the right insurance coverage can make all the difference in ensuring a smooth and worry-free ride. By calling TTN Roadside Assistance you can find out if a towing service can help move your motorcycle to a new location. So, remember, when it comes to motorcycle towing, make sure you're prepared. Your peace of mind is worth it!

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